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Three Responsibilities of Homebuyers

Three Responsibilities of Homebuyers

Nothing says, “Welcome to Adulthood” like buying a home. You’re taking on very real responsibilities, but you may not realize how far they reach and impact others. Meeting them will reward you and your family for years to come with more equity, happier neighbors and a better living environment for your family.

Financial responsibilities: Paying your mortgage on time helps you build better credit and gets you lower interest rates if you refinance or make a new purchase loan some day. Now’s not the time to get overextended with new furniture, remodeling or other debt.

Limit the credit you actively use and pay off balances every month. Don’t add new charges until you’ve paid off your balances. Try to save as much as you comfortably can with the goal to build at least six months of cash so you can make your house payments if you become ill, lose your job or face an emergency.

Neighborhood responsibilities: When you buy a home, your household becomes part of the neighborhood. Protect your investment and that of your neighbors by keeping your lawn and trees trimmed, your home freshly painted and repaired, and toys and trash picked up from the yard.

Household responsibilities: Your home should help make you and your loved ones safer and happier. Don’t take on more house than you can comfortably afford. Try to choose the best home that suits the needs of your household without creating anxiety between you and your spouse over monthly bills.

HOMEOWNERS’ ADVICE

April showers and Snow 😦 bring May flowers, but they also give you time to check a few things off your to do list on a rainy weekend. Here are a few projects you can get done:
1. Spring clean. Dust all the blinds, wipe down the quarter-round molding, and clean under the beds and furniture you haven’t moved in a while.

2.Organize your closets. Unless you’re extremely neat all the time, you’re bound to have items you can sort. Create sections or piles to keep, throw away, and donate. Getting rid of clutter makes you feel good and it also makes your home look better.
3. Paint something. Paint may take longer to dry in wet weather but it’s still fun to sand and finish an old table or spruce up a nightstand. Get your house paint from the garage and touch up dings on the doors and walls. Or paint some small terra cotta pots and fill them with plants for your kitchen window.
4. Fix something. Even if you don’t know how, it’s time to stop that leaky faucet or install that new sink. Just visit the Internet for instructions or invite a knowledgeable friend to help, and then serve them dinner.
5.Make updating plans. A rainy day is a good time to assess your home and think about projects you want to do later. Make a wish list of things you want to accomplish, like updating the kitchen or finding new lamps for the den.

Five Must-do Improvements For Resale

Sellers Tips

Most buyers want a move-in ready home that’s clean, updated and functional and they’re willing to pay more to get what they want. Here are just a few improvements you can do that will go a long way with buyers.
1.Update the finishes. If you’re going to improve a room, update everything, even the light switches. Get rid of popcorn ceilings, which are universally reviled by buyers. If you have wood floors, pull up your old carpet and polish the wood until it gleams.

2.Reconvert the conversions. Conversions are usually awkward, such as garages turned into living spaces. The house and garage elevations are rarely the same, the driveway leads nowhere, and there’s no place to park cars away from the next hailstorm. Offer to reconvert on request.

3. Paint neutrally. Nothing improves a home like fresh paint. Your Berkshire Hathaway Home Services network professional can help you choose sellable colors and finishes.

4. Fix obvious problems. If you can see it, your buyer will see it, too, so fix the sticking door, the running toilet, the leaky faucet, the busted sprinkler head, the wobbly ceiling fan, the loose doorknob, and so on. Buyers are so turned off by dirt, so plan to deep clean every nook and corner.

5. Say “Welcome!” with curb appeal. Fresh modern paint on the front door, a new welcome mat, potted flowers, shiny new porch lights all show pride of ownership – something you want your buyers to feel, too.

Five Tips To Buying In A Fast Market

Five Tips To Buying In A Fast Market

If you’re a buyer in a hot housing market, you may have already lost out on several homes already. How can you get the upper hand? Here are five tips:

  1. Get preapproved by a lender. Sharing financial information your lender requests will get you preapproved. You’ll know the limits on how much home you can afford, how much money to put down, and what your interest rate will be. A preapproval letter will assure the seller that you’re ready to buy.
  2. Trust your real estate professional. Your Berkshire Hathaway HomeServices network professional knows the market, can feed you new listings that fit your criteria, and has many contacts to learn about homes coming onto the market which you wouldn’t get to see otherwise.
  3. Make a realistic must-have list. Pick a neighborhood, house type and price range with a limited number of features. Be prepared to make compromises – smaller, fewer bedrooms or baths.
  4. Consider less-than-perfect homes. Buying the worst house on the best block is a proven strategy. A home that needs repairs and updates will sell at a discount to other homes. Bringing your home up to the neighborhood standards is a quick route to building equity.
  5. Buy under your means. If you get into a bidding war, you’ll need a little wiggle room so you can compete. Many homes will sell above list price, so it’s smart to keep your cool because you know you can go up if you need to.